Reasons to start investing

Investing is often perceived as a pursuit reserved for the wealthy, but in reality, it is a viable option for individuals of all income levels. The key to successful investing is to start early and remain consistent, even with small amounts of capital.

Inflation reduces the value of your money

One of the primary reasons to consider investing is to combat the effects of inflation. Inflation is the general increase in prices and decrease in the purchasing power of money. Moneysmart states that inflation is the increase in the cost of goods and services over time. Inflation consequently erodes the value of cash savings, making it difficult to achieve financial goals. Investing in assets that have the potential to appreciate in value, such as stocks or real estate, can help to offset the impact of inflation on your wealth.

Financial Independence

financial independence
FIRE acronym – financial independence, retire early, handwriting in a sketchbook with a cup of coffee against colorful abstract paper landscape

The traditional retirement age of 65 is becoming increasingly unrealistic, as the cost of living continues to rise and student loan debt becomes a growing concern. By investing early and consistently, individuals can increase their wealth and potentially retire earlier, providing them with more time to enjoy their lives and pursue other interests.

Investing makes your money work for you

In addition, investing allows you to make your money work for you, rather than the other way around. By taking control of your finances and investing your money, you can improve your financial stability, increase your wealth and potentially generate a passive income stream through dividends, interest payments or rental income. This not only improves your overall financial security but also provides you with more freedom and choice in your life.

Investing with United Global Capital

We take a disciplined, highly selective and highly critical approach to investment selection for our clients, ensuring they get the most out of their portfolios. We use techniques that have been derived from some of the world’s most successful investors, ensuring that our results remain at high levels and are repeatable through every investment cycle. If you’d like to learn more about our investment philosophy, review UGC’s investing video series or contact UGC for a complimentary chat with an UGC adviser.


This article has been prepared by United Global Capital Pty Ltd (ACN: 154 158 273, ABN: 25 154 158 273, AFSL: 496179).

This article contains general information only and is not intended to provide any person with financial advice. It does not take into account any person’s (or class of persons) investment objectives, financial situation or particular needs, and should not be used as the basis for making any investment or financial decisions. United Global Capital Pty Ltd does not make any representation as to the accuracy, completeness, relevance or suitability of the information, conclusions, recommendations or opinions contained in this article (including, but not limited to any forecasts made). No liability is accepted by United Global Capital Pty Ltd or its directors, officers, employees, agents or advisors for any such information, conclusions, recommendations or opinions to the fullest extent possible under applicable laws.

Anyone considering making any investment decisions based on the information contained in this presentation should note that past performance, target returns or estimates of returns is not a reliable indicator of future performance and actual results can vary significantly.

Recent stories

UGC Monthly Market Update | February 2024

Welcome to the UGC’s Monthly Market Update for February 2024. Join UGC’s CEO & Chief Investment Officer, Joel Hewish, as…

Read more

How to Make the Most of the Stage 3 Tax Cuts

The introduction of stage 3 tax cuts represents a great opportunity for Australians to enhance their financial well-being. With 13.6…

Read more

Investing for a House Deposit

In today’s economic landscape, purchasing a home is a significant milestone that requires careful financial planning and strategic saving. For…

Read more

The Power of Dollar Cost Averaging in Building Wealth

In the realm of investment strategies, Dollar Cost Averaging (DCA) stands out for its simplicity and effectiveness, particularly for those…

Read more

Understanding the ASX 200: A Key Indicator for Investors

The ASX 200 is more than just a number—it’s a vital indicator of the Australian share market’s health and a…

Read more