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NUMBERS THAT MATTER...
Over 2 million Australians are experiencing significant financial stress. In addition, 1 in 2 adults have limited to no savings and only 1 in every 2 Australians have a “basic understanding” of financial products and services. Furthermore, at anyone time, 1 in 10 Australians have a missed credit or insurance payment. These are shocking facts. But that's not all...
% of Australian pensioners below the poverty line.
One in every three Australians will struggle to survive in retirement.
% of Australian households in financial stress.
Wouldn't life be more enjoyable if you didn't have to worry about money?
% of fund managers that underperform.
Don't let a faceless lazy professional ruin your chance of financial success.
% of Australians that seek financial advice.
Of these 89% believe the advice they received was extremely beneficial.
Investors in professionally managed superannuation funds, especially those with higher exposures to equities, on average achieved returns of 14 per cent to 20 per cent in 2019.
It was a strong investment year for managed superannuation funds generally and, likewise, should have been for self-managed superannuation fund trustees.
This week we release a special “Social Distance” episode where Joel, Steph, Louis and Brett remotely dial in to this podcast. We bring you more information on how we can navigate these uncertain times. In this podcast we address the most recent update on market conditions, deep dive into the most recent stimulus announcement as well as outlook on the property market.
On Friday the 20th of March, we witnessed the worst single day decline for the S&P 500 in a history of 12,651 trading days outside of two other days. In 1929 there was Black Tuesday and 1987 there was Black Monday. When will we see the decline end? In this episode we review actions taken by the government to prepare for the financial crisis, the statistical importance of social distancing as well as how you can prepare yourself in the event that you can no longer pay your mortgage.
The safe withdrawal rate. It’s an alluring concept. An amount you can spend each year and yet be sure you’ll never run out of money in retirement.
When it comes to securing “safe” assets, it seems some will go to extraordinary lengths.
A pronup is a written financial plan to help you and your partner to secure your financial future. Written in consultation with a Financial Adviser, a pronup can help you avoid money troubles that would inevitably impact negatively on your relationship.
The World Health Organisation has officially declared the Coronavirus as a pandemic as travel bans, social distancing and recession speculations dominate headlines. After 20 years of uninterrupted economic growth in Australia, is this going to be our undoing or will it be a blessing in disguise? Joel, Steph, Louis and Brett provides a deep dive into this subject and gives us insight on the current stock market activity as well as outlook for the residential real estate market.
This week, Joel, Brett and Louis returns to the podcast with a special deep-dive into the current Coronavirus (COVID 19) sell-off in the stock market. Brett reveals information about whether it is cheaper to buy or rent a property. Louis expands on his topic of personal development and focuses on reflection as the theme of his segment.
If you have individual disability income insurance (IDII), commonly referred to as income protection insurance, you should be aware of proposed changes by APRA, ie the regulator.
You don’t have to pay yourself super, but when you retire, you might be glad you did.
You can make regular or lump sum payments, can usually claim a tax deduction on contributions, and may be able to save tax.
This week we bring special guest John Beatty from Bennett Partners in to give us insights on how we can manage our capital gains during tax season to maximize the outcome. Joel brings a much anticipated response to this week’s record stock market sell off and what our prediction for the future is.
This week, Joel, Brett, Louis and Steph returns to the podcast and discusses recent headlines such as the death of Holden, the First Home Loan Deposit Scheme, as well as the Brisbane 2032 Olympic Bid. Louis continues on the topic of the personal and professional development techniques that will help you secure your long term life goals.