United Global Capital delivers advice and services in 4 key areas. Click a business unit below to learn more...
UGC Private Wealth
UGC Global Property
UGC Business Advisory
NUMBERS THAT MATTER...
Over 2 million Australians are experiencing significant financial stress. In addition, 1 in 2 adults have limited to no savings and only 1 in every 2 Australians have a “basic understanding” of financial products and services. Furthermore, at anyone time, 1 in 10 Australians have a missed credit or insurance payment. These are shocking facts. But that's not all...
% of Australian pensioners below the poverty line.
One in every three Australians will struggle to survive in retirement.
% of Australian households in financial stress.
Wouldn't life be more enjoyable if you didn't have to worry about money?
% of fund managers that underperform.
Don't let a faceless lazy professional ruin your chance of financial success.
% of Australians that seek financial advice.
Of these 89% believe the advice they received was extremely beneficial.
Do you feel like you’re working harder than ever but not really getting ahead or making money? Let’s explore what is behind that demotivating feeling. We all have times in our business where we feel a little off track. We’re doing a pile of things, in fact our days are incredibly busy, but we just
-> Continue reading The simple test to reveal why you’re not making money
The First Home Loan Deposit Scheme is a Australian Government initiative to support eligible first home buyers purchase a home sooner. It does this by providing a guarantee that will allow eligible first home buyers on low and middle incomes to purchase a home with a deposit of as little as 5 per cent. The
-> Continue reading First Home Loan Deposit Scheme (FHLDS)
This week, Joel, Brett and Louis gives us a 2019 review on major political events, government financial initiatives, stock market movers and residential real estate statistics. Some events that are covered include the US-China phase 1 trade deal, Brexit, major bank fines as well as tax revenues by the ATO.
This week, Joel, Brett, Louis and returning special guest Huw Davies (Episode 67) engages in a roundtable discussion about insurances policy changes, major political updates as well as home ownership in Australia. The episode kicks off with Louis leading the discussion on regulatory changes to your insurance policies and provides advice on what to do before the deadline to best prepare yourself. Joel then gives us a rundown on Trump and tariff talks, Brexit and the UK election as well as the update on the recent Westpac controversies. Brett breaks down some findings on how Australia compares to the rest of the world in terms of cost of housing as well as property ownership.
This week, special guest star Marshall Condon, co-founder of Wefund, gives us an insight into the world of loans and debt financing. We get a first-hand insight into the different types of loans and debt financing are available in the market and also an understanding of what to do when banks say no. Joel then gives us insight on where he sees the share market heading in the near future with both the ASX 200 and S&P 200 breaking out into all-time highs. Brett continues to speak on his findings regarding the recovery of the Australian Residential Real Estate market. Louis expands on the topic of biases and how it causes people to make risky investment decisions.
This week, Joel brings with him rare insights on the stock screening and analysis methods he consistently employ within the stock market that has enabled him to outperform the market for 6 years in a row. Brett provides us with information where he sees the highest growth within the Australian Real Estate Market and what the 2019-2020 Federal Budget to signifies for South East Queensland. Louis introduces the idea of being Above The Line and Below The Line and how understanding this theory will help you in your work life, personal relationships and personal growth.
This week, Brett returns to the podcast from a 2 week holiday with two “crystal balls” that gives us research backed insight into the future of the Australian Real Estate market. Joel discusses the economic significance of “Singles’ Day” and how it helped one company gross in a record 38 billion dollars in just one day. Louis continues on his topic of mindset and how to use that to your advantage and be the master of your career.
It’s important to know which personality type you are because you need to know how to work with others to work smoothly and achieve common goals (whether in relationships, business or even sports). You have to accept others, whether they share your approach or take on the opposite characteristic, to best know how to use their strengths in your joint efforts.
This week Joel and Louis give us a financial updated before releasing the UGC financial report. The Australian equity market finished in negative territory, the ASX400 down by 0.4%. The ASX200 has had a decent run for the year set for the best year to date performance. The total return for this year is 22%,
-> Continue reading Episode 66: Financial update for 2019
In recent months, the Australian and US markets have seen a number of Initial Public Offering (IPOs) pulled before they could more obviously fail. Among the non-starters have been Latitude Financial Group, WeWork, MPC Kinetic and Retail Zoo, parent company of Boost Juice. Others, such as Uber, Lyft and fitness start-up Peloton, launched but promptly
-> Continue reading The good news about IPO failures
This week Joel, Brett and Louis discuss the continual break in the Initial Public Offering (IPO) market. Recently KKR group tried to bring another company to Australia but failed. Other failures include Retail Zoo, Betty’s Burger and Boost Juice. What happened is the brokers acting for the sellers have not been able to find enough
-> Continue reading Episode 65: The break in the IPO market
Is there a special recipe equity investors can follow to outperform the returns from the broader market? Based on the latest performance scorecard of Australian active investment managers released in September by S&P Dow Jones Indices, if that recipe does exist, most professional portfolio managers don’t have it. The SPIVA Australia Scorecard covering the year
-> Continue reading Three key ingredients to improve your odds of outperformance