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NUMBERS THAT MATTER...
Over 2 million Australians are experiencing significant financial stress. In addition, 1 in 2 adults have limited to no savings and only 1 in every 2 Australians have a “basic understanding” of financial products and services. Furthermore, at anyone time, 1 in 10 Australians have a missed credit or insurance payment. These are shocking facts. But that's not all...
Percentage of Australian pensioners below the poverty line.
One in every three Australians will struggle to survive in retirement.
Percentage of Australian households in financial stress.
Wouldn't life be more enjoyable if you didn't have to worry about money?
Percentage of fund managers that underperform.
Don't let a faceless lazy professional ruin your chance of financial success.
Percentage of Australians that seek financial advice.
Of these 89% believe the advice they received was extremely beneficial.
The official release of 2016 Census data on Tuesday, 27 June 2017 has provided some insight as to the trends in population and property ownership around Australia. In an effort to establish what this means for property investors we have summarised the relevant parts here. 1. More Renters and Less Owners Outright home ownership slid[…]
With the end of the 2016-2017 financial year fast approaching, now is the time to start thinking about how you can get the most out of your investment. One way to do this is to ensure you claim the maximum depreciation deductions available from your investment property. The process for doing this is simple but[…]
Beijing’s Tightening Policies are Starting to Rein in House Prices The cost of housing in China rose as much as 40% last year. On the back of this strength authorities have moved to implement new controls to ease the risk of a potential housing bubble. These measures include implementing a series of monetary and regulatory[…]
With 98% of US S&P 500 companies having reported earnings for the March quarter, Mason Stevens Head of Equities, Marcus Tuck, provides his key takeaways: Aggregate profit growth was a very healthy 13.9%, the highest year-on-year growth since Q3 2011, where it recorded a 16.7% growth rate. 10 of 11 sectors reported profit growth with[…]
Appen Ltd (ASX: APX), the data services and language technology company, has seen its share price soar 43% over the past 2 weeks on the back of a strong earnings result and a significant upgrade to its full year earnings guidance. APX is seeing significant increased demand for its high quality data for machine learning-based[…]
For many people it could be tempting to retire before age 60 and call it a career. If that is the case, you should be aware that your superannuation benefit payments will very likely be subject to some tax. However, with careful planning and preparation on your part or with the assistance of an expert[…]
New property investors are often wanting to find out where the hotspots are. The problem with hotspots is that they are only identified as hot once the smart investors have already entered that area and the prices have already risen. That doesn’t mean there are not future returns to be had, it is just more[…]
On 9 May 2017, Treasurer Scott Morrison released the 2017-18 Federal Budget. Due to the changes taking effect 1 July 2017, which arose out of the last budget (discussed here), most changes announced were rather minor. Here’s a brief summary of the most exciting changes proposed in regards to Superannuation. Contributing proceeds from downsizing to[…]
Australian house blocks are shrinking. A decade ago the average Australian block size was around 700sqm. Today freestanding homes are being built on blocks less than 300sqm and townhouses with common walls are being built on lots under 200sqm. The shrinking lot size is evident in both infill development and greenfield projects. Planning regulation in[…]
After reporting quarterly earnings last Friday, shares in Alibaba Group Holding Ltd (NASD: BABA) are up 35% since January, and at UGC we believe this internet giant is only just getting started. BABA is an online and mobile commerce company operating in China and internationally. Founded by former English teacher Jack Ma, this company is[…]
Over the past several days, we discussed 4 ways to identify market tops: macroeconomic indicators, interest rate raising cycles, valuation metrics and market sentiment. Here, on the 5th and last part of this series, we will analyse interest rate spreads and see what they tell us about the current market. 1. High Yield Spreads Rapidly rising[…]
In previous articles, we discussed ways to spot stock market tops. We already covered macroeconomic indicators, interest rate cycles and valuation metrics. Here we will cover market sentiment indicators and what they tells us about the current market. 1. Bulls vs Bears surveys One common way to assess market sentiment is through surveys which ask[…]