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NUMBERS THAT MATTER...
Over 2 million Australians are experiencing significant financial stress. In addition, 1 in 2 adults have limited to no savings and only 1 in every 2 Australians have a “basic understanding” of financial products and services. Furthermore, at anyone time, 1 in 10 Australians have a missed credit or insurance payment. These are shocking facts. But that's not all...
Percentage of Australian pensioners below the poverty line.
One in every three Australians will struggle to survive in retirement.
Percentage of Australian households in financial stress.
Wouldn't life be more enjoyable if you didn't have to worry about money?
Percentage of fund managers that underperform.
Don't let a faceless lazy professional ruin your chance of financial success.
Percentage of Australians that seek financial advice.
Of these 89% believe the advice they received was extremely beneficial.
The rally in commodity prices that started in 2016 has greatly benefited the Australian economy so far. Will it last? Data from the RBA shows how commodities bottomed in 2015/2016, and subsequently had one of the fastest gains in years. Source: RBA April 2017 Key Australian exports such as iron ore, thermal coal and cooking coal[…]
The latest NAB business survey was stronger than expected in March, revealing business confidence levels at decade highs. According to Mason Stevens research, the improvement was supported by positive changes in the services, mining and wholesale sectors, and was partly offset by an under-performing retail sector. Source: Mason Stevens Daily If we look at state data,[…]
On March 17, we presented Northern Dynasty Minerals as “A Second Chance at the Ultimate Trump Trade”. Last night, the stock jumped 31.88% after the state of Alaska approved a land-use permit that brings the mining project closer to development phase. The stock is up by almost 35% since we last recommended it.
Since the start of the year, large cap stocks have outperformed small cap stocks in both the US and the Australian markets. In the US, the Russell 2000. an index of small companies, has underperformed the S&P 500 and the Nasdaq by 4% and 8%, respectively. In Australia, the MSCI Australian Small Cap index has underperformed the ASX 200 by 3%. Here’s why.
Ever since comparable index data became available in 1988, emerging market stocks have outperformed world stocks by more than 3% per year. Of course, this came at a cost of higher volatility, but even if we consider a closer time period, the payoff of investing in emerging markets has been significant. Source: MSCI But how[…]
This week, new information about year-on-year house price growth reignited fears of a property bubble. According to CoreLogic, Australian house prices are rising at their fastest pace in 7 years, having increased 12.9% in the past 12 months, with Sydney and Melbourne surging by 18.9% and 15.9%, respectively. (Source: CoreLogic) The Reserve Bank of Australia’s interest rate cuts[…]
The property market is enduring a prolonged growth period that has seen records for transaction volumes, prices and clearance rates. On the back of this, speculation has increased that the Australian property market is in a bubble.
On 31 March 2017, the Australian Prudential Regulation Authority (APRA), the body that regulates how banks operate, further clamped down on Australian banks and their ability to lend, by implementing new rules to curb the pace of activity in the Australian housing market. The measures are particularly designed to manage the heat being experienced in[…]
The quarter ending March 31 showed impressive returns. The S&P 500 gained 5.5%, outperforming the Dow Jones Industrials, but underperforming the Nasdaq, which jumped almost 10%. Source: barchart.com The Nasdaq benefited from a rally in tech firms led by Apple and Facebook, which climbed 24.4% and 23.7%, respectively. The Dow, on the other hand, suffered[…]
Earnings for S&P 500 companies are expected to grow by 9.1% in the first quarter of 2017, compared to the first quarter of 2016. This would mark the highest growth since the fourth quarter of 2011. Also, it marks the third straight quarter of year-over-year gains after a five-quarter earnings recession that ended in mid-2016.[…]
This year, the Australian stock market could grow past the 6000 level, last seen almost 10 years ago, all thanks to a boost in corporate earnings. According to Deutsche Bank, Australian equities are forecasted to grow by close to 14% in Fiscal Year 2017 (FY17). And unlike what usually happens with earnings forecasts – starting[…]
For the past 20 years, the gold-to-silver ratio has been a great indicator of when to invest in emerging markets. The last 3 times it moved above 80, and then began to decline, emerging markets started rallying, sometimes dramatically. Source: LPL Research The gold-to-silver ratio is the price of gold per ounce over the price[…]