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NUMBERS THAT MATTER...
Over 2 million Australians are experiencing significant financial stress. In addition, 1 in 2 adults have limited to no savings and only 1 in every 2 Australians have a “basic understanding” of financial products and services. Furthermore, at anyone time, 1 in 10 Australians have a missed credit or insurance payment. These are shocking facts. But that's not all...
Percentage of Australian pensioners below the poverty line.
One in every three Australians will struggle to survive in retirement.
Percentage of Australian households in financial stress.
Wouldn't life be more enjoyable if you didn't have to worry about money?
Percentage of fund managers that underperform.
Don't let a faceless lazy professional ruin your chance of financial success.
Percentage of Australians that seek financial advice.
Of these 89% believe the advice they received was extremely beneficial.
Property owners in most capital cities have endured a great run in the last 5 years, Sydney and Melbourne have lead the charge with annual double digit growth but is that run about to come to an end? If it does what should you do? Read on to get our take on this. CoreLogic’s Monthly[…]
The Nasdaq Composite Index has just seen a rare event, so rare, it has occurred less than 1% of the time since 1971 and only twice in the current bull market. Most recently seen in February 2015 and 2009, history shows that this anomaly is likely to lead to big returns. DailyWealth’s Brett Eversole predicts,[…]
Australian wages are growing at a miserly 1.9%. This rate has been declining since 2010 as it continues trending further downward. Combine this with property prices growing at 4 times that rate and the opportunity for young Australians to enter the property market or get ahead financially is looking bleak. So what options are there[…]
As of 1st July 2017, more Australians will be able to claim tax deductions for personal super contributions. This is possible when an individual makes the super contribution, rather than an employer. In the main this measure will assist: Individuals who are self-employed, Partly employed, and Employees whose jobs do not provide salary sacrificing What[…]
In recent years, Chinese investment in Australian Property has been an unstoppable power. “Despite both internal and foreign market shocks, investment still grew in 2016, although at a slower rate than past years. Chinese investors have a strong desire to diversify their assets and as such they will always try to find new ways to[…]
Around 80% of Australians who have reached Age Pension age are currently receiving the Age Pension in full or in part. The remaining 20% are either ineligible due to the income and assets test or have not applied. At some stage in their retirement, most Australians will be eligible to claim a Part or a[…]
The Silk Road, created by China during the Han dynasty (207 BCE – 220 CE), has played a significant role in trade and the development of many countries including China, Korea, Japan and Europe, and today the silk road is undergoing a modern re-incarnation. The Belt and Road initiative, which is also known as One[…]
Several weeks ago we laid out our argument for why we did NOT believe that the US stock market (and by default global markets) were likely nearing a major top. (Click here to read the article) Today we analyse 9 very important US stock market charts, which provide further evidence to support our thesis. US[…]
The official release of the 2016 Census data was on Tuesday, 27 June 2017. We released a brief summary in this article on June 29. Since then further analysis has been conducted and thanks to the Commonwealth Bank we have the table below to get further insight into population, income and dwelling statistics. (Source: Commonwealth[…]
June Swoon in Tech Stocks. Should we be Worried? The US NASDAQ 100 is down almost 4.6% since hitting its all-time high of 5885 on 8 June 2017, to close last night at 5646. On the back of this sell-off, many commentators are suggesting that this could be the beginning of a major market sell-off[…]
Superannuation is often overlooked within the broader issue of gender difference in Australia. Women generally work and earn less in order to spend more time taking care of the family. This usually leaves them with less savings to last through retirement, compared to men. On one hand, life expectancy in Australia has improved dramatically for[…]
The official release of 2016 Census data on Tuesday, 27 June 2017 has provided some insight as to the trends in population and property ownership around Australia. In an effort to establish what this means for property investors we have summarised the relevant parts here. 1. More Renters and Less Owners Outright home ownership slid[…]