Building robust strategies to help you realise your financial goals.

Where do you want to be? Answer that question and we’ll work with you to plot a roadmap to get you there.

UGC’s six stage Financial Advice Process builds a multi-faceted picture of your current circumstances and investment preferences; our private wealth team then synthesise this information to create a robust strategy that’ll set you on your way to realising your financial ambitions. It’s not set and forget; we’ll monitor performance and adjust the strategy to take advantage of changes in the broader financial environment, or to accommodate any changes in your personal circumstances.


Our financial advice process begins with an initial meeting: no obligations and no cost to you.
This is where we identify your needs and goals, your attitude toward investment risk, and the compatibility of our services with what you’re looking to achieve.


Once we know that our services would be a good fit, we agree on our next steps and future path. This includes gathering all the information we need to get a clear picture of your financial situation, as well as setting solid goals.


Using our in-house expertise, specialist research capabilities and superior financial modelling technology, we’ll have several meetings to discuss and develop personalised investment and financial strategies. We document our recommendations and the reasoning behind them in a formal document called a Statement of Advice.


We’ll meet again to formally present our recommendations, explaining the Statement of Advice as well as the financial and practical benefits of our recommendations.
You’ll have significant input into our strategy, so you can rest assured that it’ll be tailored to
your needs. Before you agree to the plan, this is the perfect opportunity for questions, concerns and potential fine tuning.


Once we all agree on a plan, our advisers take the next steps in putting that plan into action. We have the technology, wholesale suppliers, institutional relationships and network of specialist professionals to quickly and effectively implement an effective strategy.


Once implemented, we review, monitor, re-balance and adjust your financial strategy and investment portfolio at regular intervals, taking into consideration any changes in your circumstances and the dynamic economic environment.