How does the Australian Age Pension work?

Around 80% of Australians who have reached Age Pension age are currently receiving the Age Pension in full or in part.  The remaining 20% are either ineligible due to the income and assets test or have not applied. At some stage in their retirement, most Australians will be eligible to claim a Part or a[…]

Tax planning for retirees under 60

For many people it could be tempting to retire before age 60 and call it a career. If that is the case, you should be aware that your superannuation benefit payments will very likely be subject to some tax. However, with careful planning and preparation on your part or with the assistance of an expert[…]

Key Considerations when Establishing a Self-Managed Superannuation Fund (SMSF)

Self-Managed Superannuation Funds offer a number of key advantages for investors over industry, public offer and corporate superannuation funds. So much so that many of the investment strategies we recommend at United Global Capital (UGC) simply can’t be implemented within any other superannuation structure. Advantages of SMSFs include: Trustees have unlimited discretion to invest in[…]

Retirement Planning

Retirement Planning can raise a number of uncertainties. Questions such as “Will my assets be sufficient to provide for the lifestyle I desire?”, “Will my retirement savings provide for my entire life time?”, “Is the level of risk which I’m taking regarding my investments appropriate to my current circumstances”, “is my family provided for in[…]

A Powerful Tax Saving Strategy

Pre-Retirement & Retirement Strategies – Part 3 Transition to Retirement Income Streams Today it’s time to share with you a simple, but highly effective, taxation saving strategy. This is a strategy which could help you supercharge your retirement savings by ensuring you pay the government less……………………….AND it’s legal!! Let’s face it, given how they spend our money these days, that SHOULD be[…]